Financial Resources

New Jersey Small Business Development Centers (NJSBDC) Regional Centers | 973-353-1927
The NJSBDC network provides comprehensive assistance to small and medium businesses (SMBs) to maximize opportunities for growth and generate economic impact statewide. There are 12 Regional Centers that cover all of the counties in NJ.

Paycheck Protection Program (PPP) Loan | Lender Hotline 833-572-0502
PPP loans help businesses keep their workforce employed during the Coronavirus crisis. Borrowers may be eligible for PPP loan forgiveness.

ATTENTION Family- and Center-Based Child Care Businesses With Fewer Than 20 Employees - Apply for PPP Before March 10th
This exclusive application period allows participating lenders to focus on serving very small businesses, such as family child care (FCC) educators and early care and education (ECE) programs. For more information about PPP and other financial business supports, please visit the Office of Child Care’s (OCC) webpage: Early Care and Education Providers: Taking Advantage of the New Small Business Administration Loan and Grant Programs, which includes the following information: 
  • Two national webinar videos to help you understand and access PPP—one video for FCC educators and one video for ECE programs
  • Several resources for small businesses to help FCC educators and ECE programs learn more about PPP and navigate the challenges created by the pandemic.
Applications for the Paycheck Protection Program are due no later than March 31, 2021, for all businesses, but program funding may run out before then.


The U.S. Department of the Treasury has posted information, including a list of frequently asked questions at

New Jersey’s Shared-Work Program - An Alternative to Layoffs

Under an approved Shared-Work Program, workers who have their hours of work reduced may receive “short-time” Unemployment benefits for the lost hours of work, while continuing to work at reduced hours with a continuation of their health insurance, pension coverage, and other benefits. For information visit the NJ Department of Labor & Workforce Development website.

U.S. Small Business Administration (SBA) | 800-827-5722
The SBA helps small business owners and entrepreneurs pursue the American dream. The SBA is the only cabinet-level federal agency fully dedicated to small business and provides counseling, capital, and contracting expertise as the nation’s only go-to resource and voice for small businesses.
Coronavirus (COVID-19): Small Business Guidance & Loan Resources
COVID-19 federal programs, visit or (en espaƱol).

Additional Training and Resources

Frequently Used Acronyms and Abbreviations in Child Care and Early Learning
Professionals, early childhood educators and child care providers often use acronyms to communicate about services, organizations, and key concepts in the field. The following resources offer definitions for some of the most commonly used acronyms and abbreviations:
National Resource Center for Health and Safety in Child Care and Early Education Acronym List
National Conference of State Legislatures - Early Care and Education Commonly Used Acronyms
Early Childhood Technical Assistance Center Acronym List
Supporting Children and Families Experiencing Homelessness
Enhance your knowledge around family homelessness and the McKinney-Vento Homelessness Assistance Act's definition of "homeless" as it refers to children and youth. Review other relevant federal regulations for Head Start, Early Head Start, and Child Care and Development Fund (CCDF)-subsidized programs.
This interactive learning series is intended for professionals in Head Start, Early Head Start, and child care, including early childhood and school-age child care providers, CCDF Lead Agency or designated entity staff, and other key stakeholders. Learn how to identify families experiencing homelessness, conduct community outreach, and much more.
Knowledge checks, practice scenarios, and interactive learning modules will help deepen your understanding of family homelessness. Each module takes approximately 30 minutes to complete, depending on your level of experience. When you finish all sections of the module, download your Certificate of Completion.
Click here to being: Supporting Children and Families Experiencing Homelessness
Early Childhood Physical Activity Web-Based Training

Early Childhood Physical Activity for Toddlers and Preschoolers is a one-hour, interactive web-based training designed to explore how young children benefit from structured physical activities and develop a wide range of movement skills through active play. Led by Dr. Diane Craft, participants will learn ways to facilitate physical activities that are safe, easy, and fun for young children. Strategies to implement developmentally appropriate and accessible physical activity in the classroom in spite of some common barriers will also be addressed.
Grow NJ Kids program participants will receive one learning hour towards their professional development upon completion of this training. Be sure to have your NJ Workforce Registry Member ID# ready to fill out the final survey. This information will be used to credit your NJ Workforce Registry transcript.
Click here to begin: Early Childhood Physical Activity
Important Note: This web-based training must be viewed using Google Chrome or Mozilla Firefox. If you experience technical difficulty in accessing the training, email us at [email protected]

Early Screening Inventory – Training Resources
The New Jersey Department of Education has made its PowerPoint and supporting materials for Early Screening Inventory training available online for educators and care providers to access on demand. Click here to download these professional development tools:
Computer Classes
Basic Computer Skills Curriculum - St. Paul Community Literacy Consortium
GCF LearnFree - Computer Basics
CyberWise - How to use digital media confidently and safely
Digital Learn
Typing Classes
Goodtyping - Online typing tutorials in English and Spanish
Learn Typing
Typing Club
Mouse Classes
Mouse Tutorial